Most of us hope that the cost of health insurance will be relatively the same wherever you go. Unfortunately, it is not a problem at all.
Your residence can be a burden to you.
To get an idea of how extensively this problem has occurred, see: In 2009, residents of the District of Columbia sent twice the cost of health care at a cost of $ 10,349 per capita in Utah. 5,031 people per person.
If so, what contributes to the cost disparity?
Lack of insurance companies
One problem with the Affordable Care Act (ACA) is that there are not many insurance companies in some parts of the country. For example, according to an article in the New York Times in May 2014, "one reason for health insurance is very diverse," says at least eight insurance companies in the Tucson City Government Building in Arizona seeking a civil business. There is only one in Jackson City, Missouri.
It is not clear why this happened. In some areas, there is a general lack of insurance, which reduces competition and increases the cost of health care.
Lack of hospitals
In some parts of the country, there is one total in one hospital. There are many disadvantages as expected, but one of the main reasons is that the hospital decides the price for all medical procedures in the area. And they do not tend to keep costs as low as other markets that companies actually monopolize.
As a result, insurance companies will have a premium because their insurers have little impact. It's not like you can eventually send some of your policy staff to a rival hospital.
Health premium premium varies greatly depending on where you live.
Can I fix this?
There are fewer insurance problems that are expected to be corrected by free markets. In the end, if someone can come in and offer the same insurance at a better price, you can reduce all insurance costs by exchanging.
However, the more hospital problems are reduced, the more sticky. How do you encourage competition in expensive industries with relatively small medical needs? This is a question we must look for.